For our BTU members....

As a Union member there are several things that are available to you.  Our job is to provide you with the information that you need to help make the home buying process run as smoothly as possible.  Each time a dues-paying union member in good-standing* completes a real estate transaction with Union Preferred Realty, we will make a donation in an amount equal to 5% of the commissions received by Union Preferred for that union member’s transaction to the Baltimore Teachers Union AND will provide a 1-year Home Warranty for the property involved in the union member’s transaction.

 

An Additional Benefit for Clients of Union Preferred Realty

The preferred lender of UPR, Integrity Home Mortgage, also believes that Real Property transactions should be conducted with a Real Purpose.  Quintez McDonald-Gibson and his team are ready to make the mortgage process as smooth as possible for our clients and provide concierge service for our union members.   To start the pre-approval process you can start your application directly using this link.

 

Baltimore City Employee Home Ownership Assistance Program

The Baltimore City Employee Homeownership Program is designed to:

  • Provide incentives that will allow the City to recruit and retain employees. Assistance is offered to encourage occupancy near place of work and enhance neighborhood commitment.
  • Promote community revitalization with employee homeownership to improve public safety, neighborhood and economic vitality.
  • Provide affordable homeownership by reducing the typical downpayment cost from 3% to 5% of the purchase price

As a benefit to employees, Baltimore City offers a $5,000 grant for teachers.  For application, details and more information click here

 

Homeownership Counseling Agencies

All buyers utilizing the Baltimore City grant must complete Homeownership Counseling and receive a Certificate of Completion PRIOR TO submitting any offer.  For a list of approved Home Ownership Counseling Agencies follow this link.

 

Other Incentives

At various times there are different grants, loans and programs to assist homebuyers in who are buying homes in Baltimore.  For up to date information on any new programs that are available you can go to Baltimore City Housing's website using this link.